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CONSUMER
All Hometown Community Bank personal checking accounts feature:
~ Free Online Banking and Bill Pay
~ Free ATM or Debit Card*
Personal Checking Account Comparison
| Account Type |
Minimum Opening Deposit |
Minimum Balance Fee |
Additional Benefits and Features |
| Hometown Checking |
$100 |
$0 |
• Monthly statements with check images |
| Platinum 50 Checking Minimum age requirement 50 |
$100 |
$0 |
• Monthly statements with check images
• Interest accrues daily and credited monthly
• Free Official Checks
• Free Wire Transfers
• Free 3 X 5 Safe Deposit Box (while supplies last)
• Free Platinum 50 Checks
• 10 basis point increase on CD’s (excludes promotions) |
| Premier Checking |
$100 |
$15 Fee waived with $2,500 minimum daily balance |
• Monthly statements with check images
• Tiered interest accrues daily and credited monthly |
Personal Savings Account Comparison
| Account Type |
Minimum Opening Deposit |
Minimum Balance Fee |
Additional Benefits and Features |
| Premium Money Market Checking account required |
$2,500 |
$15 Fee waived with $2,500 minimum daily balance |
• Monthly statements with check images
• Tiered interest accrues daily and credited monthly
• Transfers to another account or third parties, limited to 6 per month
• $8.00 fee for each withdrawal over 6 |
| Personal Savings |
$100 |
$10 Fee waived with $100 minimum daily balance |
• Quarterly statements
• Interest accrues daily and credited monthly
• Two free withdrawals per month
• $5.00 fee for each withdrawal over 2 |
| Christmas Club |
$25 |
$0 |
• Account balance and interest paid November 1st
• $15 fee and interest forfeiture for early withdrawal |
| Certificates of Deposit/ IRA |
$1,000 |
$0 |
• Interest compounded daily
• Variety of terms
• Penalty for early withdrawal |
*Subject to credit verification
Fees may reduce earnings |
