Your transactions are safe. Hometown Community Bank works with leading-edge
technology partners to ensure that the most secure environment is made
possible for our valued customers. We offer you worry-free Internet
banking. You can be completely confident of the following security
measures:
Secure Communications
Our system ensures that data-exchanged between your PC and our computers
are encrypted with 128-bit encryption – the strongest encryption
available. Encryption is accomplished through Secure Sockets Layers
(SSL), which utilizes mathematical formulas to ‘encrypt’ or
hide information from prying eyes on the Internet. Additionally,
if SSL detects that data was added or deleted after you sent it to
the bank, the connection will be severed in order to guard against
any tampering. The most popular browsers have the SSL security feature
included. How can you tell if your browser is secure? Click
Here
Secure Environment
Our computer system does not connect directly to the Internet. It is
isolated from the network via a ‘firewall.’ A firewall
is a combination of software and hardware products that designate
parameters, and control and limit the access that outside computers
have to the banks’ internal networks and databases. You can
feel secure knowing that our firewall protects your personal information
from unauthorized access.
Secure Login
User IDs and passwords are isolated from the Internet by being stored
on Hometown Community Bank’s computer. This way, the passwords
and IDs can never be accessed or downloaded by anyone on the Internet.
Additionally, user passwords can vary from six to twelve characters,
which means the chance of randomly guessing a password is less than
one in one billion! The system also checks for invalid logins and
automatically disallows a user after three invalid attempts. This
prohibits the ‘hacker’ from gaining access to our system,
thus protecting your accounts.
Your Password
You will be responsible for maintaining one of the most important security
measures: your password. When you receive your Hometown Community
Bank password, be sure to keep it a secret. Memorize it, or write
it down and keep it in a safe place. It is not recommended you carry
your password in your purse or wallet. Make sure no one watches you
enter your password and always close your browser when leaving the
computer. Make sure you regularly scan your computer for viruses
that could be used to capture password keystrokes. You ultimately
hold the key to your password security.